The Insurance Partner for UAE Businesses

Delivering Superior Insurance Value

Viva Insurance Brokers

Meet Viva Insurance Brokers

We are your expert insurance partner for businesses in the UAE. We identify and provide expert solutions for all your company’s insurance needs including employee benefits and the complete suite of property and casualty insurance, with a particular focus on complex specialty lines.

About Us

Our Mission

Relentlessly focus on delivering superior value to our corporate clients underpinned by our expertise, passion and commitment to provide the right insurance coverage at the best terms with exceptional client-centric service and advocacy.

Our Capabilities For You

Our expert team have years of experience to understand and identify the unique risks faced by your company within specific industries and provide tailored cost-effective comprehensive insurance solutions to protect your business and clients.

Risk Management

Assist in identifying and managing risks

Provide considered advice based on your unique risk appetite, coverage requirements and cost objectives

Access to Multiple Markets

Comprehensive access to diverse insurance partners

Strong relationships with seasoned insurance executives facilitating optimal client solutions

Expert Advice

Technical expertise to review, assess and appropriately structure your insurable interests

Tailor-made policy recommendations for value creation (maximization of benefits vs. costs)

Key insights on the strength and challenges of your counterparties (insurers, TPAs, loss adjusters)

Claims Support & Service

Supporting you and your employees with claim inquiries and advocating on your behalf on claim requests

Seamlessly assist with endorsements to your ongoing coverage

Viva Insurance

Overview of Key Industry Solution

Employee Benefits

Employee Benefits are an essential part of attracting and retaining top talented employees in your business. Protect your workforce by providing them with tailor-made Medical Insurance as part of your employee benefits, while complying with UAE Medical Insurance Law. A well-managed and supported plan will strongly increase employee satisfaction and loyalty and positively reflect on your business in general. We assist in selecting the best insurance solutions to fit your budget and customize policies for your organization’s needs. Our strong network of insurance partners offers flexible coverage. Partner with us for personalized and human service, building long-term partnerships.

Property & Business Interruption

Your property is a crucial asset that deserves the utmost protection against unforeseen losses. We offer the best-in-class Property & Business Interruption insurance, providing you with coverage against physical damage to your property caused by events such as fire, theft, or natural disasters. Additionally, our Business Interruption coverage will ensure you will not suffer any financial loss due to the halt in operations caused by a covered loss, as we help you recover lost income and pay ongoing expenses.

Engineering & Construction

As an engineering or construction company, you face unique risks that require specialized insurance solutions. Our Engineering & Construction solutions provides comprehensive coverage for projects of all sizes, from small renovations to large-scale developments. We offer coverage for property damage, liability, and other risks specific to your industry, helping you protect your business and your clients.

Specialty Lines

Our Experts Offer Tailored Coverage

We at Viva Insurance Brokers are passionate and excited to advise on and provide expert and specialized insurance solutions. Our experts offer tailored coverage for niche industries, including Financial Lines, Cyber, PV, Marine, and Energy. This includes

Financial Lines

Professional indemnity, directors’ and officers’ liability, crime, and fidelity insurance under Financial Lines.

Cyber Insurance

Cyber insurance which helps protect businesses from data breaches and other cyber risks.

Trade Credit Insurance

Insurance that protects businesses from financial losses due to non-payment or default by their customers.

Marine Insurance

Marine insurance provides coverage for cargo, hull, protection and indemnity, and marine liability.

Energy Insurance

Energy insurance covers risks specific to the energy industry, including property damage, business interruption, and liability.

Aviation Insurance

We provide coverage for both the physical damage to an aircraft and the legal responsibility associated with owning and operating it.

Our Insurance Partners

Leadership team

Pradeep T Koshy

Chief Executive Officer
With a wealth of experience exceeding 18 years, he has cultivated his expertise in the insurance industry across multiple countries. Read More… His extensive background includes working with renowned multinational insurers such as Allianz-India, AIG-Europe, and AVIVA-U.K, ASCANA-U.A.E, among others, exposing his reach in the fields of Employee Benefit Schemes, General Insurance, Life Insurance and Investment products. His latest experience was in setting up VIVA Insurance Brokers 7 years ago, with the support of strong partners and a team of skilled professionals. He effectively manages and oversees the entire operations and sales, ensuring the maintenance of our diverse portfolios in every aspect. He is known for maintaining a perfect balance in relationship between clients and insurance companies. Pradeep holds a Bachelors degree In Computer Engineering and has earned his MBA from Oxford Brookes University, U.K. He is also a member of CII.
Maya Taha Gazal

Chief Commercial Officer
Maya is a highly experienced insurance professional with a remarkable career spanning over two decades, and has worked with the most reputable insurance companies and brokers, Read More… including Axa, Marsh, Lockton and UIB.. With a solid background in risk management, Maya has consistently delivered tailored insurance solutions to her clients. Her clientele includes a diverse range of businesses, from small enterprises to large corporations. Maya specializes in multiple insurance categories, including property and casualty, workers’ compensation, and liability. She is renowned for her exceptional communication abilities and her talent for building strong and enduring relationships with both clients and colleagues. Maya remains dedicated to staying abreast of the latest industry trends and regulations, ensuring that she continues to provide outstanding service to all her clients.  
Ahmed Osman

Co-President
Ahmed has spent over two decades as an investment banker. This includes time spent at “Wall Street” banks including Citigroup and Morgan Stanley Read More… and time as a Partner and Co-Head of Investment Banking at deNovo Partners. Ahmed spent the last decade with the partners at deNovo Partners creating a leading investment banking advisory firm with client centricity and committed advice at its core. Ahmed has advised a broad range of clients during his time in investment banking, including being an insurance specialist investment banker based in London and in Dubai. Along with his fellow Co-President, Alex Reuter, he is focused on creating the leading UAE corporate insurance broker built upon the foundations of respect, commitment and passion for our clients. Ahmed has a BSc (Econ) from the London School of Economics.
Alex Reuter

Co-President
Spanning a career of over 25 years in investment banking and financial services, Alex currently is a senior Partner and Co-Head of Investment Banking at deNovo Partners, Read More… the reputable regional investment bank he helped found and grow with two other partners. Previously he was Vice President at Morgan Stanley’s Investment Banking Division in Frankfurt, London and Dubai, advising clients on and leading large M&A and capital market transactions. His commitment to helping his clients achieve their goals, and his passion to develop and invest in people and people-centric businesses has been a driving force throughout his career. Passionate about insurance, financial services and building businesses that deliver value to clients, Alex and Ahmed joined forces to develop Viva to become the leading UAE insurance broker for corporations by attracting the most committed and passionate experts in the industry. Alex earned his MBA from London Business School and BSc from Babson College.

Contact us

For Professional Advice

Phone Number

+971 4 201 5444

Email Us

info@vivainsurance.ae

Website Slogan

Contact Us

 +971 4 201 5444

info@Vivainsurance.ae

Burjuman Business Tower, L19-02, Al Mankhool, Dubai, UAE